Habitat's Homeownership Process

We know buying a home can be overwhelming.  That’s why we’ll work with you along each step of the way, and make sure you have the tools you need to achieve your goal.

To give you an idea of what's involved in becoming a Habitat homeowner, below is a step-by-step overview of what to expect.

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1 = Apply


Once you’ve reviewed our Program Requirements and determine that you meet all of the criteria, fill out an online application.

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2 = Become Mortgage Ready


If you’re already mortgage ready, we’ll work with you to identify available Habitat homes that meet your needs. 

If you’re not quite ready, we’ll connect you with a financial coach to set goals and build a plan.

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3 = Select Your Home


Habitat builds and renovates a limited number of homes each year in metro Denver.

  • Homes available for purchase are emailed to pre-qualified individuals and families monthly.
  • When you select a Habitat home to purchase, you’re required to complete sweat equity hours to help build your home, and the homes of other families.
  • Click here to see some of the current homes we're building.
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4 = Complete Partnership Requirements


Finish your sweat equity hours, and finalize your mortgage loan.

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5 = Close on Your Home


Complete the home closing process and get the keys to your new home!

Ready to learn more?

Learn About Program Qualifications


View Current Properties Available to Purchase

Not quite ready to apply?

Click here for additional resources including financial coaching to help you understand how to budget, pay down debt, and plan for the future.

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin. 

Habitat for Humanity of Metro Denver is a 501 (c) nonprofit organization, FEIN: 74-2050021 see our About Us page for more organization information.

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