Homeownership

Attention Habitat Denver Homeowners

If you are a Habitat homeowner who is experiencing financial hardship due to the COVID-19 pandemic, you may be eligible for a mortgage relief grant. This grant is available for a limited time and could cover up to $1,000 of your monthly mortgage payment. The grant is 100% forgivable and you can apply every month until the funding runs out. There is no fee or penalty related to this program and it will not affect your credit.

Click here to fill out a request form to see if you qualify.

Our homeownership program empowers working individuals and families to build and buy their own homes. We partner with our homeowners every step of the way, and provide the education and support needed to become successful homeowners. 

Benefits of Habitat Homeownership

Affordability – There are many financial benefits to buying a Habitat home, including affordable mortgage payments that are set to not exceed 30% of your family’s gross monthly income.

Education – Habitat provides a series of home-buying classes and workshops that prepare partners to become successful homeowners.

Trusted Partner – Habitat for Humanity has been building affordable homes in metro Denver for more than 40 years. To date, we have served more than 900 local families.

Habitat's Homeowner Selection Criteria

Habitat selects partners for our homeownership program through three sets of criteria:

  1. Need for Housing - overcrowded, paying too much for rent, bad living conditions, etc.
  2. Willingness to Partner - investment of sweat equity to help build home, multiple Home Buyer Education courses
  3. Ability to Pay - Partner families will pay affordable mortgage payments at amounts not to exceed 30% of their gross monthly income.

Homeownership Process

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Want to know more about how Habitat’s homeownership program works? View the process from beginning to end.

Learn More

Program Qualifications

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Want to find out if you're eligible to apply for Habitat’s homeownership program?  Review our program requirements.

Learn More

Attend a Homeownership Information Session

View Current Properties


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We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin.

Habitat for Humanity of Metro Denver is a 501 (c) nonprofit organization, FEIN: 74-2050021. See our About Us page for more organization information.