Homeownership

In an effort to help our community remain safe and healthy, our main office and construction sites are currently closed to the public.

Learn more about our response to the COVID-19 outbreak.

 

Attention Habitat Denver Homeowners

If you are a Habitat homeowner who is experiencing financial hardship due to the COVID-19 pandemic, you may be eligible for a deferral of your mortgage payment until July 1, 2020. This means that you can defer your April, May, and June mortgage payments until the end of your loan. The deferred payments will extend the maturity date of your mortgage by three months. There is no fee or penalty related to this program and this will not affect your credit.

Complete a deferral request form

Our homeownership program empowers working individuals and families to build and buy their own homes. We partner with our homeowners every step of the way, and provide the education and support needed to become successful homeowners. 

Benefits of Habitat Homeownership

Affordability – There are many financial benefits to buying a Habitat home, including affordable mortgage payments that are set to not exceed 30% of your family’s gross monthly income.

Education – Habitat provides a series of home-buying classes and workshops that prepare partners to become successful homeowners.

Trusted Partner – Habitat for Humanity has been building affordable homes in metro Denver for more than 40 years. To date, we have served more than 900 local families.

Habitat's Homeowner Selection Criteria

Habitat selects partners for our homeownership program through three sets of criteria:

  1. Need for Housing - overcrowded, paying too much for rent, bad living conditions, etc.
  2. Willingness to Partner - investment of sweat equity to help build home, multiple Home Buyer Education courses
  3. Ability to Pay - Partner families will pay affordable mortgage payments at amounts not to exceed 30% of their gross monthly income.

Attend a Homeownership Information Session

Homeownership Process

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Want to know more about how Habitat’s homeownership program works? View the process from beginning to end.

Learn More

Program Qualifications

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Want to find out if you're eligible to apply for Habitat’s homeownership program?  Review our program requirements.

Learn More
View Current Properties

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We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin. 

Habitat for Humanity of Metro Denver is a 501 (c) nonprofit organization, FEIN: 74-2050021 see our About Us page for more organization information.