Affordable Mortgage Solutions

Attention Habitat Denver Homeowners

If you are a Habitat homeowner who is experiencing financial hardship due to the COVID-19 pandemic, you may be eligible for a mortgage relief grant. This grant is available for a limited time and could cover up to $1,000 of your monthly mortgage payment. The grant is 100% forgivable and you can apply every month until the funding runs out. There is no fee or penalty related to this program and it will not affect your credit.

Click here to fill out a request form to see if you qualify.

Habitat for Humanity of Metro Denver's wholly-owned nonprofit mortgage company—Affordable Mortgage Solutions, LLC (AMS)—provides mortgages to residents across metro Denver. Our mortgage loans can only be used by individuals and families who complete Habitat Metro Denver's Homeownership Program.

Due to the COVID-19 outbreak, Habitat for Humanity of Metro Denver and AMS are following the recommendations of state and federal authorities, and have closed our offices to the public for the time being.

Our staff is still working remotely in an effort to continue to support and provide resources to the families that we serve.

To make your mortgage payments by mail, please send them to:

Affordable Mortgage Solutions
3245 Eliot St.
Denver, CO 80211



To make your mortgage payments in person, please use the lockbox at that same address, off 33rd Street (on the north side of the building).


About AMS

AMS' mortgage product can help families achieve homeownership in Denver's expensive housing market by offering the following terms:

  • Below-market interest rate
  • No down payment
  • No private mortgage insurance

Learn more: