Affordable Mortgage Solutions

Contact AMS

Phone: 720-442-0928

Habitat for Humanity of Metro Denver's wholly-owned nonprofit mortgage company, Affordable Mortgage Solutions, LLC (AMS) provides mortgages to residents across metro Denver. Our mortgage loans can only be used by individuals and families who complete Habitat Metro Denver's homeownership program.

Due to the COVID-19 outbreak, Habitat for Humanity of Metro Denver and Affordable Mortgage Solutions (AMS) are following the recommendations of state and federal authorities and have closed our offices to the public for the time being.

Our staff is still working remotely in an effort to continue to support and provide resources to the families that we serve.

We are evaluating a variety of options for our borrowers in an effort to help through this time. As soon as we have finalized what kind of support we're able to provide, we will be notifying our borrowers through this website and other means, as appropriate.

To make your mortgage payments by mail, please send them to:

Affordable Mortgage Solutions
3245 Eliot St.
Denver, CO 80211



To make your mortgage payments in person, please use the lockbox at that same address, off 33rd Street (on the north side of the building).


About AMS

AMS' mortgage product can help families achieve homeownership in Denver's expensive housing market by offering the following terms:

  • Below-market interest rate
  • No down payment
  • No private mortgage insurance

Learn more: