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Applicants to Habitat Must Meet The Following Criteria:
1) Need for Housing
2) Ability to Pay
3) Willingness to Partner
.jpg "About%20Us%20-%20HO%20working(1)") Housing Need
Is your current housing:
- Substandard
- In an unsafe neighborhood
- In reasonable shape but your rent costs more than
35% of your income
- Temporary or transitional
Habitat's mission is to eliminate poverty housing and provide decent homes. We look at an applicant's current housing, and help people who have a genuine need.
Ability to Pay
Do you:
Family Size
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Monthly Income Range
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Family Size
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Monthly Income Range
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1
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$1,650 - 2,275
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5
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$2,450 - 4,205
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2
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$1,815 - 3,115
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6
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$2,630 - 4,515
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3
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$2,045 - 3,505 |
7
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$2,815 - 4,825 |
4
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$2,265 - 3,890
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8
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$2,995 - 5,135
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- Have the ability to pay $1,500 for closing costs
- Have the ability make house payments on time each month that are equal to 25-28% of your before-tax income?
What makes Habitat different than a conventional home seller? Habitat homeowners earn 35% to 60% of the Area Median Income (AMI). We serve people who do not currently own a home, and who are unable to obtain a conventional loan. We work with people who have credit issues or no credit--although we cannot process applications with outstanding judgments, tax liens, bankruptcy that hasn't been discharged for 2 years, or a foreclosure in the past 2 years or with a balance due.
Willing to Partner
Are you willing to:
- Attend an orientation
- Meet deadlines for the application process
- Complete a Building Skills class before being selected
- Complete several hundred sweat equity hours before moving into your home
Selected Applicants are willing to work with Habitat staff and volunteers throughout the application and the homebuilding process.
Applications are distributed and must be turned in at orientations throughout the year. Click here for information about our 2013 orientation sessions. You may also call us at 720-496-2726 with any questions.
Aplicaciones seran distribuidas en las juntas de orientacion. Presione aquí para informaccion en las sesiones en 2013 o l lamar Griselda en la oficina al 720-496-2725.
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